These days, significant changes have been made to the Affordable Care Act (ACA) in the United States. In July 2025, a law referred to as the "One Big Beautiful Bill Act" was signed, implementing major amendments to the ACA. This law cancels many provisions of the original ACA and introduces new regulations.
Key Amendments to the ACA
1. Removal of Income Limits and Cost Reduction
The ACA’s income limits have been increased to 400%. This change allows middle- and higher-income individuals to access better healthcare coverage under ACA. Additionally, healthcare coverage costs under ACA have been reduced. (source)
2. Reduced Access to ACA Programs
In 2025, access to certain ACA programs has been restricted. This makes it more challenging for eligible individuals to obtain healthcare coverage. (source)
3. DACA Recipients Excluded from ACA Coverage
DACA (Deferred Action for Childhood Arrivals) recipients are no longer allowed to obtain healthcare coverage through ACA. This change creates additional obstacles for eligible DACA recipients. (source)
4. Lower Healthcare Coverage Costs
Healthcare coverage costs under ACA have been reduced to make it more affordable, though some eligibility challenges remain. (source)
5. Work and Education Requirements
Certain work and education requirements have been introduced for individuals seeking ACA healthcare coverage. This adds more conditions for accessing coverage. (source)
Future of the ACA
These amendments have introduced significant challenges for ACA and its beneficiaries. The future of ACA remains uncertain due to these changes, and it is difficult to predict its long-term impact.
Summary:
In 2025, major amendments were made to the ACA, introducing new challenges for individuals seeking coverage and creating uncertainty about the law’s future.
